Aketud

Aketud Verify gives insurance answers that prove themselves — or refuse. In India, mis-selling ("unfair business practices") is 22% of all life insurance complaints (IRDAI Annual Report 2024-25), and IRDAI publicly warns about fake "IRDAI" calls offering bonuses on lapsed policies. I lived it: two renewals in a row on my family health policy, what I was told didn't match the documents. Aketud Verify answers only from official documents. Every claim carries a verbatim quote; code checks the quote exists in the source PDF; an independent open-weights model verifies it; and newer regulation overrides older documents — by the policy's sale date (IRDAI Products Regulations 2024, Reg 7 and Reg 9(3)). If it can't be proven, it refuses. It works in English, Hindi and Hinglish, and can check a recorded phone call claim-by-claim against IRDAI rules. Tested on trap questions: 0 of 9 wrong answers shown as verified, 0 of 8 fake-call claims accepted. Given the same specimen policy and a 2025 purchase date, two general-purpose chatbots said 48 months; Aketud Verify returns 36 months, citing the 2024 cap. Known limits are disclosed in the README.