HomeWise AI

HomeWise AI is a web application designed to help first-time homebuyers understand the true cost of owning a home and avoid taking on more housing expenses than their budget can support. Many people focus mainly on the mortgage payment when buying a home, without fully considering property taxes, insurance, maintenance, HOA fees, and other expenses. HomeWise AI brings these costs together in one place. Users can check how a housing payment fits their monthly budget, estimate the full cost of owning a property, and compare two homes side by side. The application also uses Meta Muse Spark 1.3 to explain financial results in simple language, helping users understand the numbers and make more informed decisions. The goal is to make homebuying costs easier to understand, especially for people purchasing their first home.