Reuben Idan

ProfitPilot AI is the AI CFO for African wholesale distributors — owners who see sales climbing while cash mysteriously disappears before payroll. The owner uploads five record files (invoices, supplier bills, bank movements, sales, inventory — CSV, TSV, JSON, or Excel) or starts with the built-in Accra Foods demo, then asks a plain question by typing or voice: "Sales are up but I'm running out of cash. Find the problem and tell me what to do first." A Muse Spark agent investigates with tools, not memory: it calls 10 deterministic finance tools (revenue, margins, bank reconciliation, receivables, payables, inventory aging, cash forecast, KPIs, ranked collections, customer exposure), all computed in Decimal code. Then TradeGuard, our verification layer, independently re-runs every figure — each finding is graded verified, unverified, or contradicted, with source record IDs as evidence. Finally the agent drafts the highest cash-impact next action (payment reminder, supplier review, purchase hold) as a WhatsApp-ready message — but nothing sends without owner approval, and every approval is audit-logged. Without an API key the app still delivers value: Instant Review runs the same tools and verifier deterministically in seconds, so judges and free-tier deployments always see verified answers. The mobile-first UI adds a live cash snapshot (no AI call needed), voice questions, CSV templates, history, and an ROI-priced pricing page. Demo data is fully synthetic with planted, hand-verified problems (GH₵27,000 overdue, −GH₵14,000 slip scenario).