Problem. 77% of US small businesses are underinsured and don't know it until a fire, lawsuit, or breach forces them to find out. The real bottleneck isn't underwriter appetite or owner budget — it's that an SMB owner has to coordinate four different stakeholders (financial advisor, insurance broker, underwriter, carrier) to get coverage, each demanding a different artifact in a different format. Most owners give up halfway through. Solution. Unveil is a voice-first AI analyst that takes only a business name and address, pulls live public data (Google Places, Yelp, OpenStreetMap, Oakland Police, SFPD), and in 90 seconds produces every stakeholder's artifact from one shared analysis: an Insurance Readiness Score for the owner, an ACORD 125 application for the broker, ISO/NAICS classification with live block-level crime data for the underwriter, and a curated set of government programs (NFIP, FAIR Plan, CEA, SBA EIDL) the owner may qualify for to cover the gap.
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