Small Business Innovation Sprint Hackathon｜ Plug and Play Foundation

test description

We are created an AI agent that connects to all the data for a SMB (e.g. Google Drive, QuickBooks, Toast tab, Square Space etc.) and prepares ACORD forms to submit to insurers.

Solution for data discrepancies across systems

Problem: Urban solopreneurs are overpaying for insurance that doesn't cover what they actually do, with no human, no translation layer, and no way to know what they're missing. Solution: CoverReady converts insurance complexity into a personalized readiness score, surfaces missed savings and coverage gaps in dollars, and hands off submission-ready risk profiles directly to District Cover underwriters.

Problem. 77% of US small businesses are underinsured and don't know it until a fire, lawsuit, or breach forces them to find out. The real bottleneck isn't underwriter appetite or owner budget — it's that an SMB owner has to coordinate four different stakeholders (financial advisor, insurance broker, underwriter, carrier) to get coverage, each demanding a different artifact in a different format. Most owners give up halfway through. Solution. Unveil is a voice-first AI analyst that takes only a business name and address, pulls live public data (Google Places, Yelp, OpenStreetMap, Oakland Police, SFPD), and in 90 seconds produces every stakeholder's artifact from one shared analysis: an Insurance Readiness Score for the owner, an ACORD 125 application for the broker, ISO/NAICS classification with live block-level crime data for the underwriter, and a curated set of government programs (NFIP, FAIR Plan, CEA, SBA EIDL) the owner may qualify for to cover the gap.

Problem Statement Small business agencies like Flight Design Co. juggle 5+ disconnected tools — Google Suite, QuickBooks, Harvest, Dropbox Sign, and Airtable — just to run day-to-day operations. No single platform connects contracts, billing, time tracking, project management, and team communication in one place. The result is a fragmented, redundant tech stack that wastes time and creates gaps across the entire workflow. Solution SMBFlow is an all-in-one SaaS workspace that unifies project management, invoicing, contracts, time tracking, and team communication — with AI that automates task planning and assignment with MCP tools. We have chat with MCP to automate all tasks from chat

An all-in-one growth platform that helps small businesses get more customers, increase repeat business, and understand their customer data all in one place.

WiseResource turns messy SMB data from paper, invoices, spreadsheets, POS, and staff schedules into daily decisions for what to order, who to schedule, and how to improve operations

Problem: Small businesses lack the tools and expertise to market themselves effectively and reach new customers. 1-Line Solution: An AI-powered platform that helps small businesses automatically generate engaging marketing content and connect with the right local influencers to execute campaigns end-to-end.

OpsPilot replaces the fragmented tool stack creative agencies depend on with a single AI-powered platform - configurable client health scoring, proactive business insights, and a chat assistant that knows your projects, clients, and invoices.

District Cover Underwriting Copilot Streamlining commercial insurance intake and decision-making for MGAs.

Problem: SMB owners lose hours every week navigating disconnected tools to spot scheduling conflicts, budget overruns, and team capacity issues. Solution: Scout is an AI co-pilot in Slack and a dashboard that auto-connects to any SMB's existing software, surfaces issues proactively, and takes action on the owner's behalf.

Small businesses rarely know the criteria that insurers use in appraising the risk worthiness of businesses.

Problem Statement: Incomplete information from busy SF small business owners slows down commercial insurance — forcing brokers into repeated site visits and phone calls, driving up acquisition costs, and ultimately making owners pay more than they should. Solution: Rova collects inspection photos, documents, and all required information remotely via Telegram — on the owner's schedule, no site visits required — so brokers receive a complete, scored dossier instantly, coverage closes faster, and owners get answers the moment they need them.

Problem: Early-stage consultants need consistent LinkedIn presence to grow but don't have the brain power to write posts on top of client work. Solution: A mobile app that turns daily photos into scheduled, voice-matched LinkedIn drafts through chat-based prompts.

Insurers can't trust SMB self-reports or lack supporting data to evaluate unusual risk profiles, so small businesses overpay for commercial insurance. Vouch AI is a LiDAR-verified phone inspection that gives insurers unique data they can underwrite on and gives SMBs a roadmap to a lower premium.

Commercial insurance underwriting is delayed by manual document review and opaque readiness gaps, leaving brokers and businesses without a clear path to successful submissions. Solution: CoverReady is an AI-powered platform that automatically extracts evidence from documents to provide real-time readiness scores and audit-ready broker packets.

Urban small businesses in Oakland, SF, and San Jose are routinely denied commercial insurance — not because they're risky, but because risk information is incomplete, mitigation tools are underutilized, and underwriting is locked behind English-only paperwork that first-time and immigrant owners can't navigate. Brokers spend 14+ hours per submission gathering documents that often arrive incomplete; renewals re-rate without visibility; concentration risk hides until a fire on Telegraph hits four policies at once. District Risk is a continuous AI underwriting platform — one photo grades any storefront in 90 seconds, generates an actionable Insurance Readiness Score in four languages with voice, and gives District Cover (the sponsoring MGA) a Palantir-grade ontology of their entire book with live reinsurance treaty cascade modeling.

Urban small businesses like cafés and restaurants are often denied, delayed, or overpriced for insurance because underwriters rely on incomplete, outdated, or overly broad risk information, while owners struggle to gather the right documents and explain their real operational safeguards. InsuranceLensAI is an AI-powered insurance readiness dashboard that turns a small business’s existing documents into an ACORD-aligned risk profile, readiness score, and actionable underwriting packet

Here are a few options at different lengths. Pick whichever fits the form's character limit: Small business owners pick insurance by copying friends, not by understanding their actual risk. They overpay for the wrong coverage and never revisit it. PolicyPilot is an AI copilot that gets SMBs the right policy, then continuously lowers their premium.

Insurance simplified for restaurants. Tell us once, we handle the rest.

It connects different integrations together by allowing you to get things from integrations (a part of the tech stack that the buisness owner does not have to transition from) and can access all their info seemlessly from our website. From here they can approve 'items' which could be any kind of item or action. This could be an invoice or a simple email. Some things might have an associted action some might not. Thats up to the buisness owner.