senior-bank-guard

Scammers clone a grandson's voice or pretend to be the bank, and seniors send the money. In 2024, Canadians aged 60+ lost $137.9 million to fraud, and only 5-10% of victims ever report it (Canadian Anti-Fraud Centre data). senior-bank-guard is Vivian, a voice agent that helps seniors send money and stops scams before the money moves. Grandma just talks to Vivian (ElevenLabs Agents): "send 200 dollars to my grandson." Saved contacts go straight through, so it is also easier than a banking app. For a new payee, Vivian asks four short questions taken from public anti-fraud advice (Has anyone told you what to say? Who did they say they are? Have you met face to face? Did they rush you or ask you to keep it secret?) and sorts her plain answers into categories. The AI never decides whether money moves. Code checks the rules stored in MongoDB Atlas: any warning sign, or an amount over the limit her family set, holds the transfer. Her trusted person (family, caregiver or friend) gets a live alert with a one-line summary and the full Q&A, and approves or stops it. Vivian then tells her what happened. The bank is simulated, because banks should not let outside apps move money. This is built as a layer a bank puts inside its own app.

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