Bucketwise | Karthik Ramani

Bucketwise is a Household CFO that turns messy family finances — bank CSVs, Gmail receipts, 529 statements, Drive docs — into three buckets: Emergency ($15k), College ($250k), Life Event ($30k). Muse Wonder reasons over 90 days of transactions, Muse Spark finds duplicate subscriptions and writes a daily action digest, and Wonder shock-tests the plan against 2008, 2020, and 2022. On real data it found $69.98/mo in leaks with dated proof, plus per-shock resilience scores. The problem: 70M US families run college savings, emergency buffers, and life events across six-plus apps, and existing tools show charts instead of telling them what to do. Families with a buffer and a simple plan survived past crises; families without one didn't. Bucketwise closes that gap with actions, not charts.