Team OwoBook

OwoBook is a bookkeeper that lives inside WhatsApp. It turns voice notes in Pidgin and English into a ledger for market traders, so they never lose track of who owes them. The problem: In Lagos markets, business runs on credit, trust and memory. Traders keep these debts in their heads, in notebooks or across WhatsApp chats. They forget who owes what, argue with customers over amounts, and can't easily tell how much they sold. Without records, they also get turned away when they apply for loans. Bookkeeping apps don't solve this, because they expect downloads, forms and typing in English while the trader is serving a queue of customers. The solution: With OwoBook there is nothing to install. The trader says hi on WhatsApp, gives their shop name, and starts talking. OwoBook can: 1. Record credit sales, cash sales, part-payments and expenses by voice or text, with a receipt and Correct, Fix it and Undo buttons 2. Answer questions like "Who owes me money?" and "How much did I sell this week?" directly from the database 3. Warn the trader before they give more credit to a customer with overdue debts 4. Send a morning list of debts due, with polite reminders the trader can send in one tap 5. Create picture receipts to forward to customers, showing the amount paid, balance owing and due date 6. Read photos of receipts and paper debt books into the ledger Produce a 30, 60 or 90-day business record PDF to show a bank, microfinance bank or cooperative 7. Open a private, read-only web page of the whole ledger I built OwoBook for my world in Lagos, Nigeria, but the same problem exists in markets everywhere, so it replies in eight languages and picks the currency from the phone's country code.