VISHAL YADAV

Money Watch: an AI-powered finance tracker where your data never leaves your machine. https://money-watch-me.vercel.app/ Most finance apps ask for your bank login and send your transactions to their cloud. Money Watch doesn't. It runs locally as a web or desktop app, and all your data sits in a single SQLite file that you own. There are no bank credentials, no third-party aggregators and no tracking. AI does the data entry, but you decide what gets recorded. Drop a bank statement (CSV or PDF) into Claude, Cursor or any MCP client. It sets up missing accounts once you confirm, then turns every line into a draft transaction. Bank alert emails become drafts too: an LLM reads each debit or credit alert and matches it to the right account. If you use a local Ollama model, your alert text never leaves your computer. Every AI import stays a draft until you approve it. Suspected duplicates block approval until you resolve them, and unclear alerts go to a queue for you to fix. The accounting is built to be trusted. Money Watch handles accounts, transfers across currencies, fixed deposits and share trades. It checks each account against its real statement balance, and every difference has to be explained with a recorded adjustment, so nothing quietly drifts. All amounts are stored as exact whole paise or cents, so there are no rounding errors. It runs on your laptop, as a desktop app, on your own server or NAS, or as a hosted service for multiple users. It's available in English, Chinese and Arabic. Privacy first and AI powered, so you know exactly where your money is.