Alesha Buckins

Digna: Your money’s good here. Millions of people are paid onto prepaid cards, Cash App, Chime and everyday debit cards. Hotels, car rentals and online services, including cloud providers, often decline those cards even when the money is there, and rarely say why. It happened to me: I couldn’t set up Google Cloud billing because my prepaid and debit cards kept getting declined. Digna fixes the moment at the counter. You add money to a Digna wallet and make a card for one place: the hotel, the rental car, the cloud bill. Each card pays from your own money, can never spend past the limit you set, and needs no credit check and creates no debt. Before you pay, Digna shows whether a checkout will accept the card and why. Every decline comes with the reason and a one-tap fix. Live at digna.dev: • Accounts start with $250 in practice money; you can also try a sample account without signing up • A card for each place, each with its own limit • Practice checkouts at sample businesses (hotel, car rental, cloud service, phone) with real-world rules such as hotel holds, prepaid refusals and limits • Receipts and alerts • Pay a bill: upload a photo, PDF or Word bill; SAM 3.1 finds the bill in the photo, Muse Spark reads who, how much and when, and you pay it with a card • A money assistant (Muse Spark) that explains declines and suggests changes, which happen only after you press Confirm • Voice: say “raise my hotel card to $180” (Muse Voice Transcribe) • Pictures made by Muse Image; works well on phones What was built during the event: Digna’s code was first generated on October 30 by Ignesis, my AI app studio, and all of Digna’s work happened during the hackathon. Its newest feature, the green Paid stamp, was built by Meta’s Muse Code inside the Ignesis Studio, reviewed, and merged as a pull request. Meta’s models helped build the app that runs on Meta’s models. Disclosure: Ignesis was started before the event (October 8). Its Meta model routing and the Studio were built during the event. Honesty note: Digna runs on practice money today. Real cards require a licensed partner, which comes next.