# Axios

- **Event:** [RAISE Summit Hackathon](https://cerebralvalley.ai/e/raise-summit-hackathon)
- **When:** Jul 4 at 9:00 AM – Jul 5 at 7:00 PM (GMT+2)
- **Where:** Paris, France
- **Team:** [Emmanuel Duke](https://cerebralvalley.ai/u/Dukewhiz)
- **GitHub:** https://github.com/dukemawex/axios-risk-agent
- **Demo video:** https://youtu.be/2nxbBG6UJ2U
- **Gallery:** https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery
- **Page:** https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery/99

Compliance and credit risk teams at fintechs and banks manually review
cross-border transactions and loan covenants — a slow, error-prone
process that misses subtle patterns like structuring, velocity spikes,
and covenant drift until it's too late to act cheaply. Axios Risk
Agent automates this: an autonomous AI Risk Officer that investigates,
decides, and produces an evidence-backed memo a real compliance or
credit team can act on immediately, instead of a human analyst
spending hours per case.

Two modules on one shared architecture. FX compliance monitoring
flags structuring, velocity spikes, and sanctioned-jurisdiction
routing across worldwide currency corridors. Loan covenant monitoring
mirrors the Vultr Finance example directly — it flags ratio drift,
retrieves the credit agreement, recalculates the ratio with
deterministic math, and cross-checks transactions for a cause.

The agent plans its investigation, retrieves evidence, calls tools,
and re-retrieves when its first pass isn't confident enough — genuine
multi-step reasoning, not a single retrieve-then-answer call. Every
decision ships with a citation trail and a confidence score, so a
human reviewer can verify the reasoning instead of trusting a black
box.

Reasoning and retrieval run on Vultr Serverless Inference, with an
automatic OpenRouter fallback if a call fails. Covenant analysis is
grounded in real financial data pulled live from SEC EDGAR filings
(Apple, Tesla, Coinbase), with covenant thresholds clearly labeled as
illustrative since real private credit terms aren't public. The
platform also connects live to Stripe, Plaid, QuickBooks, and Google
as real authenticated sources for investigation evidence — built for
a real compliance desk, not a demo.

## More from RAISE Summit Hackathon

- [eHoReCa!](https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery/96)
- [SelfAware](https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery/97)
- [SymbioTeam](https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery/98)
- [Mythos 6](https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery/100)
- [Athena](https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery/101)
- [D-LLM](https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery/102)

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Markdown version of https://cerebralvalley.ai/e/raise-summit-hackathon/hackathon/gallery/99. Site index for agents: https://cerebralvalley.ai/llms.txt · full text: https://cerebralvalley.ai/llms-full.txt